Jun
6
Is it possible to get a loan directly from an mortgage underwriter instead of a loan officer?
Filed Under Personal Finance
mcoopd1
have spent 3-4 week trying to refinance my mortgage loan & each time the loan officer I’m working with promises me that he is the person that can get my loan done…but it really comes down to the underwriter decision. Why can I just work with an underwriter instead of a loan officer? It will say sooo much time!
have spent 3-4 week trying to refinance my mortgage loan & each time the loan officer I’m working with promises me that he is the person that can get my loan done…but it really comes down to the underwriter decision. Why can I just work with an underwriter instead of a loan officer? It will say sooo much time!
Comments
3 Responses to “Is it possible to get a loan directly from an mortgage underwriter instead of a loan officer?”
Leave a Reply
You must be logged in to post a comment.
no. the mortgage loan agent is a underwriters employee.
Lenders do not want you talking directly to the Underwriter. They are there to make an objective decision on the loan. The lender wants the most objective review on loans for whether they should be approved or not… Your direct contact will not allow this to happen.
If it’s a tough loan, you are going to try to “sell” the underwriter on why they should approve your loan. Do your “selling” to your Loan Officer, and he/she will present your loan package in the best possible light to the underwriter.
You could if you were dealing with a hardmoney lender though I really do not have enough information to recommend you talk to 1.
Take 2 minutes and fill out the free evaluation form at