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how far will borrowers(for home loan) look back into your credit in order to qualify for a loan?
how far will borrowers(for home loan) look back into your credit in order to qualify for a loan?
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2 Responses to “how long does it take to clear up bad credit?”
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7 years….usually i know i have bad credit
you can speed up repairing bad credit buy inserting good credit. By borrowing a small amount that would be easy to pay for and making 6 months of timely payments your credit will improve. The best thing to do is get your credit score now. Apply for easy credit take your time to pay it off then check your score again next year. You should see improvement in 3-4 years that may get you into that new home sooner.