Jack


I am trying to refinance my existing mortgage on a house in Vienna. But my income is currently from outside the US. Does anyone know any US bank that would make such a loan to me? Thanks.

Amy


Arizona is a community property state. Can I get a home loan without my husband’s credit/income being involved? I have an excellent credit score and very good income, so I don’t need to rely on his income. Also, his credit is pretty bad and I don’t want that to have a negative effect on mine.

jess


me and my fiance are getting married in four months and were told by a bank that we would be unable to get a home loan bc of our credit scores. Mine is 540 and his is 550. His was great up until a couple months ago-he went through a divorce, and mine has ever been good bc of bad checks that i wrote out. In about two weeks I will finally have the finances to pay off everything that is negative on my credit report, FINALLY. We found a wonderful home that was appraised at $80,000 and is being sold for $40,000 (we live in a small rural town) but the bank said we couldnt get approved unless one of us has a credit score of at least 640. We could come up with about $3,000 for a down payment. I would be a first time home buyer and he has owned two homes prior. Together our monthly income will be roughly $2,600. Is there anywhere else that we could get a home loan, or does anyone have some advice on where to go next…

teamwewin


I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?

Michelle


He meets all the requirements but the not so good credit. What are are chances of getting approved for a VA home loan? We only want like a $16,000 house. I know its a wait and see thing but if anybody deals with this please help. I don’t want to get my hopes up to be shot down. Is it possible to get any loan with bad credit? I don’t care if we have to pay 50% interest we are still getting a good deal in today’s market the way the economy is. The house we want is priced $16,000 but was valued before the economy slump as about $85,000. Please I don’t want to hear talk to a credit counselor bla bla. I want to know if it is possible at all. Thanks
I dont have 50% down. If that was the case then we would not need the loan
I know kelsy i was exagerating. If they dont lend that low then what am I finding houses for that low on a real estate site that tells you what the payments are and how many years then?

fomikiss


I looking to borrow against my home. Where can I go to apply for a secured start up business loan and what steps should I take with poor credit to get approval?

pl ty


I have tried Prosper, but it is not available in the state I live in. I need a small loan to get some bills caught up and help us adjust to a new place and home. Please let me know if anyone has any ideas…..??

Raymond M


If someone would correct inaccurate information, remove at least 50% of the negative items statistically, and drastically increase your credit score, which one of the following would that be worth…espescially if it meant you getting a home loan after the service?
A) $500
B) $750
C) $1,000
D) More

Numb2


I have never owned a home , but I am wanting to because I am tired of renting , but both my husband and I have horrible credit ( back pay child support, repossion , credit cards etc. Its bad.
I just recently paid of my student loan though. Anyways everyone always tells me you can get into a home easier being a first time home buyer , they will even cover your down payment , and credit isnt an issue. I have never tried to get approved because I feel like I will just get my hopes up. I am not looking for anything expensive I want to stay under 110K , can I purchase a home? I have had the same job for years I make good money and same with husband. Can we buy a home? No downpayment? any advice would be nice. I am looking to buy a home in the next 3 months if I could. Should I try or would it be worthless?
I know my parents had horrible credit bankruptcy and all and never put money down on a home ( i dont have a bankruptcy)
Advice needed

Jasmin G


My credit score is 478, and yes I have been turned down by 2 and approved by one but the houses they built were in the worst part of town. Please help, I am a single mother with a daughter